Good credit is necessary for obtaining a loan or line of credit. In addition to the detailed information listed on a credit history report, each individual is assigned three scores. Equifax, Experian and TransUnion are the three main credit bureaus. A score from one bureau may be very different from the other two. This is [...] Read more »
Turning a Phone Upgrade into a Money-Saving Opportunity
On average, phone contracts last 2 years. During that time, what was originally the latest smartphone model quickly becomes an antiquated device as every month, nay, every day a newer model with even better capabilities is released. Given this constant turnover in the mobile market, it’s not uncommon for tech lovers to grow excited as [...] Read more »
Five Things You Need to Know Before You Buy Life Insurance
Buying life insurance is a scary thing. It is a sales driven business where you can’t help but feel pressured and overwhelmed. You can fight against the fear of the unknown and unpleasant by educating yourself. Just having a better grasp of the options and your requirements will give you a much better footing for [...] Read more »
How to Pay Off Graduate School Loans
Graduating from school with your MBA is a huge accomplishment and you should be proud of yourself. Unfortunately, with that pride often comes the stress of realizing you are in a great amount of debt if you funded your education with student loans. Paying off your loans as soon as possible simply makes good financial [...] Read more »
How to Save Money Without Sacrificing your Lifestyle
Most advice regarding saving money involves actions like abandoning your favorite coffee chain and eating in every night. However, there are ways to save money without watching your lifestyle take a major hit. Here are some tips to help you stretch your income without making any serious sacrifices. Rewards Cards Take advantage of rewards cards. [...] Read more »
Will Owning a Boat Break the Bank?
Owning a boat can bring a summer full of fun on the water. Whether you enjoy swimming, fishing, water skiing, or tubing, having access to your own boat can make enjoying your favorite water activities that much easier. You may be thinking of purchasing a boat and wondering if you can afford it. When figuring [...] Read more »
Stop Living Paycheck to Paycheck
Most people spend just about everything they earn each month, and some even spend more than that and wind up in debt. However, the stress of living paycheck-to-paycheck, worrying that you’ll be able to pay all of your bills and scrimping at the end of the month, is something that you can eliminate from your [...] Read more »
How To Avoid Thousands In Student Loan Debt
When you’re going to college, it’s hard to pay for tuition, books, and living expenses just off of money you’ve saved up, and most of us aren’t granted the privilege of being given a free ride.You have to be very careful and savvy to get out of college without having an overwhelming amount in student [...] Read more »
Four Easy Ways To Trim Your Budget
If your budget is feeling a little tight, it might be time to put some effort into looking for ways to cut down your spending. Almost everybody spends money on things that are unnecessary, and most people even spend money on things they would be just as happy without, so it’s smart to look through [...] Read more »
Five Tips to Improve Your Finances
These days, it seems literally everyone is feeling the sting of the recession. In fact, everyone is feeling it, but some of us are hurt by it, while others seem to be raking in the very money that others are losing. Gotta love the free market economy, right? Well, not quite. Unfortunately, the current state [...] Read more »
Five Reasons You Might Need a Conveyancer
The initial reason you would be contacting a conveyancer is when you were purchasing a property. A conveyancing firm will handle the transfer of the title of the land you are purchasing from the name of the seller into your name. You will be charged conveyancing fees but this fee may also cover legal advice. [...] Read more »
